Critical Home Repair

**The Spring 2017 Application Period is NOW CLOSED.  The Summer 2017 Application Period will open May 1st, 2017. **

Habitat Montco’s Critical Home Repair Program provides low-cost home repairs to residents of Montgomery County. Repairs must address critical needs in a home that threaten health, safety, security and/or accessibility. Habitat Montco’s program focuses on serving low-income elderly, disabled, and veteran homeowners who are struggling to maintain their homes. Through this program, Habitat Montco aims to stabilize communities, address Montgomery County’s aging housing stock, and prevent low-income homeowners from being displaced.

Habitat Montco started its Critical Home Repair Program in 2014 in response to the need for low-cost repairs throughout Montgomery County. Existing home repair programs had long wait-lists, required the homeowner to take out a loan, or struggled to deal with the volume of aging housing stock throughout Montgomery County. With this program, Habitat Montco expanded its mission beyond enabling low-income families to purchase homes to ensuring that low-income families across Montgomery County can also stay in their homes. The majority of homeowners receiving repairs through Habitat Montco’s program have experienced a life change, such as disability, death, or old age that has left them unable to maintain their homes.

Through this program, Habitat Montco aims to enable homeowners over 65 to safely and affordably age in place. As of 2012, in the state of Pennsylvania, the average yearly cost of an assisted living facility was $38,100 and the average yearly cost of a nursing home was $104,390. For a fraction of this cost, Habitat Montco can perform critical repairs for homeowners over 65 that will enable them to age safely in their homes for years to come. Through FY 2015, 41% of Habitat’s repairs were for homeowners over 65.

Habitat Montco’s Critical Home Repair Program is not an emergency program. Once accepted into the program, repairs can take up to one year to be completed. Habitat Montco performs repairs with a budget under $15,000. Homeowners pay a portion of the cost of their repair based on a sliding scale. Habitat Montco charges the homeowner between 2%-10% of the cost of the project based on his/her income, offering payment plans to stretch larger payments over the course of several months. In FY 2015, the average cost to homeowners was $859.

Homeowners are also required to perform a minimum of eight hours of volunteer “sweat equity.” Sweat equity is individualized for each homeowner’s capabilities but typically involves assisting with the repair, spreading awareness of Habitat’s programs, or volunteering in Habitat Montco’s office or ReStore. Specific accommodations are made for the disabled and elderly.

As of June 2016, Habitat Montco completed 35 home repairs throughout Montgomery County. Examples of past repairs include roofs, porches, heaters, electrical, plumbing, grab bars, and wheel chair ramps.

To qualify, families must:

  • Be a homeowner in Montgomery County
  • Be unable to afford and/or perform the needed repairs
  • Make between 20%-80% of median income for Montgomery County based on household size (see chart below)
  • Be current on all mortgage and property tax payments
  • Have a current homeowner’s insurance policy
  • Be able to afford a portion of the cost of the repair

 Request more information about this program.

Habitat MontCo 2016 Income Guidelines

Household

Size

 

Maximum

Income (80%)

Maximum Monthly Income

One Person

$    44,968

$   3,753

Two Persons

$    51,392

$   4,287

Three Persons

$    57,816

$   4,820

Four Persons

$    64,240

$   5,353

Five Persons

$    69,379

$   5,787

Six Persons

$    74,518

$   6,213

Seven Persons

$    79,658

$   6,640

Eight Persons

$    84,797

$   7,067 

To apply for Habitat Montco’s Critical Home Repair Program, please fill out the Critical Home Repair Application and mail or email to Joyce Petrauskas, at jpetrauskas@habitatmontco.orgor 533 Foundry Rd, West Norriton, PA 19403. Applications that are not accompanied by ALL required paperwork will not be considered. The next application period will open on May 1, 2017. The deadline for this application cycle is June 15, 2017.